No Cost Checking Accounts
Capitol Region FCU Offers No Cost Personal Checking.
No Cost means no monthly service fees, no monthly maintenance fees, no per-check transaction fees, no special age qualifications, no minimum balances and no required participation in other Capitol Region accounts. Thousands of Capitol Region members already enjoy the value and convenience of their free Capitol Region checking (also called "share draft") accounts,..why not start yours today!
You can enjoy all of these benefits...*:
- No minimum balance requirement
- No per-check charges
- No monthly service or maintenance fees
- 50 free checks with first check order
- Monthly statements
- 24/7 account access to confirm or review your balances and transactions securely over the phone with Capitol Connection or via the Internet with our on-line banking at CRFCU@Home .
- We also offer MasterMoneyTM ATM/debit cards for additional convenience and versatility; they can be used surcharge-free at more than 28,000 ATMs in the CO-OP Network and SUM Program!
For additional details contact us at (860) 513-4024. See our Fee Schedule for charges that may apply for Courtesy Pay.
Check 21 Can Speed Up Check Processing and Eliminate "Float"
"Check 21" was enacted in 2004 to allow financial institutions to electronically transmit digital check images in order to help reduce fraud and make the nation's check processing system faster and more efficient.
Instantaneous electronic transmission reduces or eliminates "float," the delay between a check's presentation and its debiting from the presenter's account.
Substitute Checks Have Legal Status - An instrument called a"substitute check" results from electronic transmission of check information. Substitute check images have the same legal status and use as photocopies of actual checks. When photocopies of canceled checks are not available, substitute electronic check images will be available from Capitol Region for the same fee that has been charged for photocopies of paper checks.
