Capitol Plus Account...Get the Most from Your Membership
With Our Most Attractive Package of Free Products and Services
Capitol Plus Accounts include six important and useful financial products and services...all free...that combine to help members efficiently manage their finances while also benefiting from our very best rates on several Capitol Region loan and deposit products.
There are no fees to open or maintain the products and services included in our versatile, user-friendly Capitol Plus Accounts: share/savings, online Bill Pay, free checking, MasterMoneyTM ATM-Debit card, Direct Deposit/Payroll Deduction, and CRFCU@Home home banking.
Capitol Plus...for Our Lowest Discounted Rates on
1. Consumer Loans
2. Home Equity Loans
3. Home Equity Lines of Credit
Capitol Accounts entitle members to borrow at annual percentage interest rates (APRs) that are 35 basis points (.35%) lower on Consumer Loans, Home Equity Loans and Home Equity Lines of Credit, compared to APRs paid by members with Regular accounts. Consumer Loans include Auto, Home Improvement, Personal, Motorcycle, Mobile Home and Recreational Vehicle Loans. The "floor" (lowest) rate for Home Equity Lines of Credit is 4.50% APR (Annual Percentage Rate).
Capitol Plus...Earn Our Highest Dividend Rates on
2. Term Shares
Members with Capitol PlusAccounts earn dividends on Money Market and Term Share deposits at rates that are 20 basis points (.20%) higher APY (Annual Percentage Yield) than rates earned on CRFCU Regular (basic) accounts.
No Fees for Six Capitol Plus Account Products and Services
