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CAPITOL PLUS ACCOUNT
You'll Get More, Save More and Earn More with our Most
Attractive...and Free...Package of Popular Products and Services
Capitol Plus accounts include a combination of five important products and services...all free...and entitle members to advantageous rates that can favorably affect their financial well being:
REDUCED BORROWING EXPENSE
Discounted Interest Rates on
1. Consumer Loans
2. Home Equity Loans
3. Home Equity Lines of Credit
INCREASED EARNINGS
Higher Dividend Rates on
1. Money Market Accounts
2. Term Shares
Earn More: Compared to regular (basic) accounts, Capitol Plus accounts earn dividend rates that are 20 basis points (0.20%) higher on Money Market and Term Share deposits.
Save More: Capitol Plus accounts entitle members to borrow at reduced rates that are 35 basis points (0.35%) lower on all Consumer Loans (including auto loans, etc.) and on Home Equity Loans; and 25 basis points (0.25%) lower on Home Equity Lines of Credit .
Consumer Loans include: Auto Loans, Home Improvement Loans, Personal Loans, Motorcycle Loans, Mobile Home, Boat and Recreational Vehicle Loans. The "floor" (lowest) rate for Home Equity Lines of Credit is 4.50% APR (Annual Percentage Rate).
Five Free Products/Services: Capitol Plus accounts make it easy and convenient for members to manage their finances by combining fthese versatile products and services:
4. Direct Deposit/Payroll Deduction ... for automatic, regular payments and deposits...free for all members
5. Capitol Connection...a free convenience providing 24/7 telephone access to your account
Individuals can easily open a Capitol Plus account when they open their share/savings account to establish membership, or members can add the qualifying products/services at a later date.
Capitol Plus accounts are among the best ways to get the maximum benefit from membership in Capitol Region FCU.
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