Our VISA® Rate is Fixed at 12.9% APR. It Won't Go Up. Ever.
Our VISA® card is offered with a low, fixed 12.9% APR for purchases...and a fixed 15.0% APR for cash advances. And, for new card holders, we also offer 9.9% APR for balances transferred from other credit card accounts...until that balance is paid off. Just another great way to save with Capitol Region VISA®. With fixed rates, our VISA® frees you from worrying about surprising and unwelcome rate increases. We think you'll have a hard time finding a VISA® offer that's better. APR=Annual Percentage Rate.To request a VISA® Application, click here and submit a message with your name and address requesting a VISA® Application
PRODUCTS
|
- Member-focused, non-profit financial cooperative founded in 1954. We serve employees and members of 100-plus CT businesses, municipalities, chambers of commerce, non-profits and other organizations (click for list).
- $5 share/savings deposit to join
- No membership fees; no dues
- Immediate family and permanent household members of Capitol Region members also eligible to join
- We emphasize truly personal service
- Each member has voting equality
- Lifetime membership with active account in good standing
- Free $3,000 accidental death/dismemberment insurance available (separate application)
- Accounts Federally Insured up to $250,000 by National Credit Union Administration; NCUA also insures IRAs & Keoghs up to $250,000
- Free Checking with no minimum balance,
no per-check fees, no maintenance fee…simply free
- Savings/Share Accounts: $5.00 up
- Money Markets for higher dividend rates; choice of $2,500 & $10,000 minimum opening balances
- Term Shares for higher dividend rates; terms range ;terms from 3 to 60 months, $1,000 minimum, no fees
- IRAs: Traditional, Roth, Coverdell Education
- Holiday & Vacation Club Accounts
|
|
- Consumer Loans:
- Auto/Vehicle
- Boat
- Debt Consolidation
- Home Improvement
- Mobile Home
- Motorcycle
- Personal
- Recreational Vehicle
- Share-Secured
- Signature
- GAP for Auto Loans—only $249
- Mortgage Loans for purchase or refinance applybr in-person or on-line
- VISA® Classic card, no annual fee, fixed interest rate; balance transfer option at reduced fixed rate
- MasterMoney™ Debit- ATM Card, no annual fee, fixed interest rates
- Home Equity Lines of Credit (HELOC) with adjustable rates
- Home Equity Loans—fixed rates
- Credit Builder Loans
- Loan Checks
- Overdraft Line of Credit
|
Looking for quick, easy and effective financial management tools?
 From free online banking to easy-to-use online billpay to free checking to our best packaged account, the Capitol Account Plus, we're certain you'll find that we offer the personal banking solutions to make your money management easier. Take a look at our products and services to see all of the cost-effective, time-saving solutions we offer. Our packaged accounts even offer discounts on loan rates and higher dividend rates on several deposit products. Let Capitol Region FCU help you save more and earn more!
 |
