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The Bonus with CRFCU MasterMoneyTM Debit-ATM Cards:
Surcharge-free Access to More than 25,000 ATMs!
 Capitol Region FCU offers members MasterMoneyTM ATM-Debit cards for convenient ATM use and for check-free debit purchases at millions of stores. Our card requires no annual fee and card use is free at ATMs at CRFCU offices.
Capitol Region also participates in two ATM networks that reduce costs by eliminating withdrawal surcharges while providing widespread convenience to members with our ATM-Debit Cards: more than 25,000 ATMs in the U.S., Canada and Puerto Rico are included in the CO-OP Network and SUM Program.
Members with Capitol Region's MasterMoneyTM ATM-Debit cards can obtain surcharge-free cash withdrawals at ATMs displaying the CO-OP or SUM logos. CRFCU participates in these networks to enable members to avoid surcharges, typically from $1.00 to $4.00, charged by institutions for the use of their ATMs by non-members or non-customers.
All CO-OP Network ATMs provide surcharge-free withdrawals to our cardholders; some also accept deposits . You can link to CO-OP Network to find their ATM locations throughout the U.S., Canada and Puerto Rico, including more than 1,000 ATMs in New England and New York.
The 2,700 ATMs in the SUM Program, primarily in the Eastern U.S., provide withdrawals, but do not accept deposits. Link here to the SUM Program to locate participating ATMs.
Hundreds of thousands of other ATMs throughout the world can be used for withdrawals for fees, as posted.
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